Medicare Made Simple.
Coverage Made Personal.
The right plan for your doctors, your prescriptions, and your budget.
Turning 65 or approaching Medicare eligibility? There are more choices than ever — and the wrong plan can cost you thousands. David Peters Insurance helps you find the right Medicare coverage at no cost to you.
$0
Cost to Work With Us
Parts A-D
Full Medicare Coverage Help
Independent
Unbiased Plan Comparisons
WHAT WE DO
Your Local Medicare Expert
Medicare has multiple parts, dozens of plan options, and enrollment windows that — if missed — can trigger lifelong penalties. David Peters Insurance takes the guesswork out of the process, comparing plans across all major carriers to find coverage that fits your doctors, your prescriptions, and your budget.
Medicare Advantage (Part C)
All-in-one plans that bundle hospital, medical, and often drug coverage — many with $0 premiums. We compare every Advantage plan available in your area and explain exactly what you're getting
Medicare Supplement (Medigap)
Original Medicare leaves gaps — Medigap fills them. We explain the difference between Plan G, Plan N, and other Supplement options, and help you lock in the best rate before health underwriting applies.
Prescription Drug Plans (Part D)
Drug plan costs vary wildly depending on which medications you take. We run your full medication list through every available Part D plan so you pay the least possible at the pharmacy.
Part A — Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health services. Most people pay $0 premium for Part A.
Part C — Medicare Advantage
Private plans that replace Original Medicare. Must cover everything Parts A and B cover, often include Part D, dental, vision, and hearing extras.
Medigap — Supplement Insurance
Private plans that replace Original Medicare. Must cover everything Parts A and B cover, often include Part D, dental, vision, and hearing extras.
Understanding Medicare
The Parts of Medicare, Explained
Part B — Medical Insurance
Covers doctor visits, outpatient care, preventive services, and medical equipment. Requires a monthly premium; standard amount set by CMS each year.
Part D — Prescription Drugs
Standalone drug coverage added to Original Medicare or included in many Advantage plans. Formularies and costs vary significantly between plans.
Special Needs Plans (SNPs)
Specialized Advantage plans for people with chronic conditions, dual eligibility (Medicare + Medicaid), or institutional care needs.
Why Work With Us
An Independent Agent in Your Corner
No Cost to You, Ever
Agents are compensated by the insurance carriers — your premiums are identical whether you enroll through us or on your own. Our advice costs you nothing.
Truly Independent
David Peters is not captive to any single carrier. We represent plans from multiple insurers and recommend only what genuinely fits your health and budget.
Here Every Year
Medicare isn't a one-time decision. We review your plan annually during AEP, alert you to changes that affect you, and are available whenever questions come up.
Turning 65 or reviewing your coverage?
Whether you're new to Medicare or just want a second opinion on your current plan, a no-pressure conversation with David takes less than 30 minutes.
David Peters Insurance is an independent, licensed insurance agency. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Plan availability and benefits vary by location and are subject to change. Medicare has neither reviewed nor endorsed this information. Please contact Medicare.gov or 1-800-MEDICARE for official program information. David Peters Insurance is licensed in applicable states.